Bank foreclosure practices have drawn increased national scrutiny in recent years as the role of MERS, the mortgage industry’s recording agent, has raised serious questions about the validity of how mortgages are sold in the global market place. These are the 10 most tried Nationwide Default Solutions homeowners have used to fight foreclosure and save their home. […]

How to Find a Good Foreclosure Defense Attorney Many legal firms and services will promise you they can win your case, but this isn’t always the reality. When it comes to fighting for your home, you need to do the hard work and research yourself. It is not something to take lightly, but there are […]

If you suspect your lender is using fraudulent loan or mortgage practices, you will want to file a complaint with the Office of the Comptroller of the Currency (OCC). The OCC’s job is to ensure banks are operating within legal guidelines and treating customers fairly. Each complaint submitted to the OCC must be investigated, and […]

How can NACA legally not disclose their fees in the loan modifications they do? NACA ads on the web emphasize the 2% interest rate – but never quite get around to the nitty-gritty details of the entire loan modification.  This lack of specific details about a borrower’s situation, and the heavy “rah-rah” feel, made some […]

False Notarization Forged Signature Assignment Recorded after NOD Servicer as Assignee/Beneficiary Impossible Beneficiary (trustee of MBS) Fake Attorney-in-Fact Fake Agency Designation Fake or Missing Trustee Substitution Assignment(s) Filed AFTER MBS TRUST Cutoff Date Use of Defunct Lender Use of MERS Violations AFTER 4/13/11 – OCC Cease & Desist Violations AFTER 4/4/12 – US District Court […]

In February 2012, 49 state attorneys general and the federal government announced a historic joint state-federal settlement with the country’s five largest mortgage servicers: Ally/GMAC Bank of America Citi JPMorgan Chase Wells Fargo This bipartisan settlement will provide as much as $25 billion in: Relief to distressed borrowers in the states who signed on to the settlement; and Direct […]